If you've been putting off dental implants because of the price, you're not alone. A lot of patients ask us the same question: can you finance dental implants? You can, and you have more than one way to do it. At Advanced Implant Dentistry and Oral Restoration in Cedarhurst, NY, we help patients find a way to pay for implants that fits their budget.
Understanding Dental Implant Financing Options
Dental implants are a big investment, and many patients don't realize how many ways there are to pay for them. Depending on your situation, you might use a payment plan, a healthcare credit card, a personal loan, your dental insurance, or a mix of these. The right choice depends on your budget, your credit, and how quickly you want to pay it off.
Why Dental Implants Matter
Implants do more than fill a gap in your smile. They help prevent bone loss in your jaw, make it easier to speak clearly, and let you chew comfortably again. That's why it's worth looking at your financing options instead of putting treatment off.
Exploring Payment Plans
A payment plan lets you spread the cost of treatment over time. At our office, our financial coordinator works with each patient to build a payment plan that fits their situation and budget.
Many plans start with a down payment, followed by monthly payments. The details vary from patient to patient, so ask about them at your consultation.
Health Care Credit Cards and Personal Loans
Healthcare credit cards like CareCredit are made for medical and dental implants cost, and they often come with promotional financing. If you pay off the balance within the promotional period, you may pay little or no interest. We also accept financing through Proceed Finance, LendingClub, and Cherry. Proceed Finance offers no-collateral loans with fixed rates, and patients with low credit scores can still qualify.
You can also take out a personal loan from a bank or credit union. These usually come with fixed interest rates and set repayment terms. Compare rates and terms before you choose one.
Dental Insurance and Implants
Some dental insurance plans cover part of the cost, such as the crown or the surgery, and some don't cover implants at all. Call your insurance company and ask exactly what your plan includes, then bring that information to your consultation so we can plan around it.
What Affects the Cost of Dental Implants?
The cost depends on how many implants you need, whether you need treatment first, like bone grafting or a sinus lift, and the materials used. Prices also vary from region to region. Treatment usually takes several visits plus healing time, and we'll go over the costs and timeline with you before you start, so nothing catches you off guard.
Advantages of Financing Through Advanced Implant Dentistry
When you finance your implants with us, you're working with a practice that focuses on implant dentistry and handles every step in one office, from 3D imaging to surgery to your final teeth. We plan your treatment and your payments together, so you know what to expect from both.
FAQs About Financing Dental Implants
Can dental implants be financed?
Yes. Your options include an in-office payment plan, healthcare credit cards, financing through Proceed Finance, CareCredit, LendingClub, or Cherry, and personal loans.
Does insurance cover dental implants?
It depends on your plan. Some plans cover part of the treatment, so check your policy before your consultation.
How do I choose a financing option?
Look at what you can comfortably pay each month and how fast you want to pay it off. Then talk with our financial coordinator, who can walk you through the options.
Are there any risks with financing?
Like any credit, you may owe interest if you don't pay within the terms. Read the terms carefully before you sign.
Why choose Advanced Implant Dentistry for my treatment?
Implants are our focus; we handle every step in one office, and we offer sedation options if you feel anxious about treatment.
Taking the Next Step With Advanced Implant Dentistry
If cost is the only thing holding you back from dental implants, let's talk about it. Reach out to our team at Advanced Implant Dentistry and Oral Restoration. Located in Cedarhurst, NY, we invite you to schedule a consultation, where our expert team can guide you through available financing options and begin your journey to a healthier, more confident smile.
